Bone Density Test Cost in Idaho (2026): Average Prices & What You'll Pay
What does a bone density test cost in Idaho?
You could pay $70 or $297 for the same bone density test in Idaho - depending entirely on which facility you choose. The median cash price across 33 reporting hospitals is $212. This data comes directly from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.
Three low-priced facilities in Idaho, from hospital price files
- BENEWAH COMMUNITY HOSPITAL $60
- St Marys Hospital Inc $61
- Clearwater Valley Hospital and Clinics Inc $61
All 33 facilities are listed below, free.
Where bone density test costs vary in Idaho
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby imaging centers and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
What you pay for a bone density test depends on where you go and what is billed separately. Most patients find out after.
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- ✓ Screening vs. diagnostic: Many plans cover screening at certain ages or risk levels, while a test ordered for another reason may involve cost-sharing.
- ✓ How often: Plans often limit how frequently they will pay for repeat scans.
- ✓ Which bills usually arrive separately, and which providers to check are in-network
- ✓ The questions to ask before you schedule, so the estimate covers everything
- ✓ A real patient billing breakdown, line by line
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Cheapest Bone Density Test Providers in Idaho
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs median ($212) |
|---|---|---|---|---|
| 1 | BENEWAH COMMUNITY HOSPITAL | ID | $60 | $152 below |
| 2 | St Marys Hospital Inc | ID | $61 | $151 below |
| 3 | Clearwater Valley Hospital and Clinics Inc | ID | $61 | $151 below |
| 4 | Bear Lake County Memorial Hospital | Montpelier, ID | $62 | $150 below |
| 5 | BONNER GENERAL HOSPITAL INC | ID | $63 | $149 below |
| 6 | St Luke's McCall, LTD | Mccall, ID | $74 | $138 below |
| 7 | Caribou Medical Center Inc | ID | $77 | $135 below |
| 8 | North Canyon Medical Center Inc. | Gooding, ID | $106 | $106 below |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
Estimate your out-of-pocket cost → · When the bills arrive, we check them for errors →
Quick take
- BENEWAH COMMUNITY HOSPITAL is the lowest-cost option at $60 - $152 below the median posted price ($212), just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $212, and it's often lower than what insurance pays before your deductible is satisfied.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $107 to $107 | $107 |
| With insurance (commercial, average) | 14 | $48 to $372 | $245 |
| Without insurance (cash price) | 33 | $48 to $441 | $212 |
| Blue Cross of Idaho | 12 | $19 to $376 | $87 |
| Aetna | 6 | $215 to $573 | $367 |
| Cigna | 5 | $301 to $411 | $383 |
| UnitedHealthcare | 3 | $391 to $423 | $421 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does a bone density test cost with Medicare in Idaho?
Medicare's national hospital outpatient payment for bone density test is about $107 to $107 (typically near $107). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $21 on a $107 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does a bone density test cost with insurance in Idaho?
Across 14 Idaho hospitals, the negotiated rates commercial insurers pay for bone density test average $48 to $372 per hospital, with a median near $245. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does a bone density test cost without insurance in Idaho?
Cash (self-pay) prices for bone density test at 33 Idaho hospitals range from $48 to $441, with a median of $212. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does a bone density test cost with Blue Cross of Idaho?
Blue Cross of Idaho negotiated rates for bone density test at 12 Idaho hospitals range from $19 to $376, with a median near $87. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
How much does a bone density test cost with Aetna in Idaho?
Aetna negotiated rates for bone density test at 6 Idaho hospitals range from $215 to $573, with a median near $367. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.
How much does a bone density test cost with Cigna in Idaho?
Cigna negotiated rates for bone density test at 5 Idaho hospitals range from $301 to $411, with a median near $383. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.
How much does a bone density test cost with UnitedHealthcare in Idaho?
UnitedHealthcare negotiated rates for bone density test at 3 Idaho hospitals range from $391 to $423, with a median near $421. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.
How where you go changes what you pay for bone density test
The same bone density test bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.
- Facility fee $41–$462
- Professional fee $59–$216
Estimated from CMS fee schedules + commercial rate multipliers
- Facility fee $62–$741
- Professional fee $59–$216
Estimated from CMS fee schedules + commercial rate multipliers
St. Luke's Health System dominates the Boise metro and much of the state, with Saint Alphonsus (Trinity Health) as the primary competitor. Low facility density outside the Treasure Valley and Panhandle means limited price competition for most of the state's geography. Boise prices are generally moderate relative to national averages.
Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →
Why prices vary - and what it means for your coverage
Setting matters too: the median outpatient price is $208 versus $280 inpatient (about 1.3× more), so where a procedure happens often matters more than which hospital you pick.
What you pay out of pocket on top of this depends on your deductible, your plan's out-of-pocket maximum, and whether every provider involved is in-network - not just the facility.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$212 |
| Deductible met - 20% coinsurance | ~$42 |
| Out-of-network provider | $466+ |
Frequently asked questions: bone density test costs in Idaho
How much does a bone density test cost in Idaho?
The typical insurer-negotiated rate is $45, with most facilities between $8 and $106 (based on 32 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Idaho hospitals run $48–$441; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a bone density test in Idaho?
Based on declared prices, the lowest posted price in our Idaho data is BENEWAH COMMUNITY HOSPITAL at about $60. By metro, Idaho Falls has the lowest median ($222). Independent imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is a bone density test so much cheaper at some Idaho hospitals?
Typical prices vary about 13.3× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Idaho, the median cash (self-pay) price is $212 versus a median negotiated rate of $245 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a bone density test in Idaho?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Allowed amount vs negotiated rate: what your EOB is really saying
- How to read your medical bill
- Deductible vs out-of-pocket max
- Already have a bill? Check it for errors
- How to read a Medicare Summary Notice
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CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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