ACL Surgery Cost in Oklahoma (2026): Average Prices & What You'll Pay
What does a acl surgery cost in Oklahoma?
You could pay $3,531 or $6,978 for the same acl surgery in Oklahoma - depending entirely on which facility you choose. The median cash price across 48 reporting hospitals is $5,608. This data comes directly from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.
Once you have a bill or an appointment on the calendar, CostKits can help you keep it all organized.
Where acl surgery costs vary in Oklahoma
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers and other facilities (colored by type). Click any pin for facility name and estimated cost range.
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What you pay for a acl surgery depends on where you go and what is billed separately. Most patients find out after.
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Cheapest ACL Surgery Providers in Oklahoma
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs median ($5,608) |
|---|---|---|---|---|
| 1 | Share Medical Center | OK | $1,748 | $3,860 below |
| 2 | OU Health - University of Oklahoma Medical Center | Oklahoma City, OK | $1,803 | $3,805 below |
| 3 | INTEGRIS Miami Hospital | Miami, OK | $1,932 | $3,676 below |
| 4 | Jane Phillips Nowata Hospital, Inc. | OK | $2,096 | $3,512 below |
| 5 | Rural Wellness Fairfax Inc | OK | $2,592 | $3,016 below |
| 6 | Rural Wellness Stroud Inc | OK | $2,592 | $3,016 below |
| 7 | Rural Wellness Anadarko Inc | OK | $2,592 | $3,016 below |
| 8 | Mercy Hospital Logan County Inc | OK | $2,914 | $2,694 below |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
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Quick take
- Share Medical Center is the lowest-cost option at $1,748 - $3,860 below the median posted price ($5,608), just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $5,608, and it's often lower than what insurance pays before your deductible is satisfied.
- Freestanding ambulatory surgical centers (ASCs) are often 30-60% cheaper than hospital outpatient departments for the same procedure and may not appear in this hospital-only dataset - ask your doctor if one is an option.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $7,413 to $7,413 | $7,413 |
| With insurance (commercial, average) | 29 | $4,723 to $18,663 | $8,957 |
| Without insurance (cash price) | 48 | $1,786 to $21,844 | $5,608 |
| Blue Cross and Blue Shield of Oklahoma | 22 | $5,353 to $22,630 | $9,194 |
| UnitedHealthcare | 14 | $4,850 to $15,346 | $14,697 |
| Aetna | 10 | $1,084 to $6,774 | $5,989 |
| Cigna | 7 | $6,819 to $14,435 | $6,819 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does an ACL Surgery cost with Medicare in Oklahoma?
Medicare's national hospital outpatient payment for ACL Surgery is about $7,413 to $7,413 (typically near $7,413). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $1,483 on a $7,413 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does an ACL Surgery cost with insurance in Oklahoma?
Across 29 Oklahoma hospitals, the negotiated rates commercial insurers pay for ACL Surgery average $4,723 to $18,663 per hospital, with a median near $8,957. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does an ACL Surgery cost without insurance in Oklahoma?
Cash (self-pay) prices for ACL Surgery at 48 Oklahoma hospitals range from $1,786 to $21,844, with a median of $5,608. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does an ACL Surgery cost with Blue Cross and Blue Shield of Oklahoma?
Blue Cross and Blue Shield of Oklahoma negotiated rates for ACL Surgery at 22 Oklahoma hospitals range from $5,353 to $22,630, with a median near $9,194. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
How much does an ACL Surgery cost with UnitedHealthcare in Oklahoma?
UnitedHealthcare negotiated rates for ACL Surgery at 14 Oklahoma hospitals range from $4,850 to $15,346, with a median near $14,697. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.
How much does an ACL Surgery cost with Aetna in Oklahoma?
Aetna negotiated rates for ACL Surgery at 10 Oklahoma hospitals range from $1,084 to $6,774, with a median near $5,989. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.
How much does an ACL Surgery cost with Cigna in Oklahoma?
Cigna negotiated rates for ACL Surgery at 7 Oklahoma hospitals range from $6,819 to $14,435, with a median near $6,819. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.
How where you go changes what you pay for acl surgery
The same acl surgery bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.
- Facility fee $1,073–$44,242
- Professional fee $1,458–$3,888
Estimated from CMS fee schedules + commercial rate multipliers
- Facility fee $1,659–$26,774
- Professional fee $1,458–$3,888
Estimated from CMS fee schedules + commercial rate multipliers
INTEGRIS Health and Mercy (Oklahoma City) and Saint Francis Health System (Tulsa) are the primary players in Oklahoma's two major metro markets. Oklahoma has consistently high uninsured rates, and Medicaid reimbursement has historically been among the lowest in the country, both of which create upward pressure on commercial list prices.
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Why prices vary - and what it means for your coverage
A small number of hospitals (9) report prices above $13,822, including OneCore Health at $44,242, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $5,608 versus $2,592 inpatient, so where a procedure happens often matters more than which hospital you pick. Setting drives most of the spread here: an ambulatory surgical center (ASC) is usually meaningfully cheaper than a hospital operating room for the same procedure, when your case qualifies.
On top of the facility price, your actual bill depends on your deductible, your out-of-pocket maximum, and whether every provider involved - not just the facility - is in-network.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$5,608 |
| Deductible met - 20% coinsurance | ~$1,122 |
| Out-of-network provider | $12,338+ |
Frequently asked questions: ACL Surgery costs in Oklahoma
How much does an ACL Surgery cost in Oklahoma?
The typical insurer-negotiated rate is $1,171, with most facilities between $1,090 and $4,187 (based on 47 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Oklahoma hospitals run $1,786–$21,844; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get an ACL Surgery in Oklahoma?
Based on declared prices, the lowest posted price in our Oklahoma data is Share Medical Center at about $1,748. By metro, Oklahoma City has the lowest median ($5,608). Freestanding ambulatory surgery centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is an ACL Surgery so much cheaper at some Oklahoma hospitals?
Typical prices vary about 3.8× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Oklahoma, the median cash (self-pay) price is $5,608 versus a median negotiated rate of $8,957 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for an ACL Surgery in Oklahoma?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Deductible vs out-of-pocket max
- How to negotiate your medical bills
- EOB vs medical bill: complete guide
- Already have a bill? Check it for errors
- How to read a Medicare Summary Notice
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CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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