X-Ray Cost in Hagerstown, MD (2026): Average Prices & What You'll Pay
What does a x-ray cost in Hagerstown, MD?
The same x-ray in Hagerstown, MD might cost you $122 at one facility and $143 at another - the building you walk into drives the difference. The median cash price across 2 reporting hospitals is $132. These figures come straight from hospital price transparency files published under federal law.
Cheapest X-Ray Providers in Hagerstown, MD
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | City Hospital, Inc. | Martinsburg, MD | $158 | +$26 |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Quick take
- Ask for the cash price if your deductible isn't met - the median cash price here is $132, and it's often lower than what insurance pays before your deductible is satisfied.
- Freestanding ambulatory surgical centers (ASCs) are often 30-60% cheaper than hospital outpatient departments for the same procedure and may not appear in this hospital-only dataset - ask your doctor if one is an option.
Maryland operates the nation's only all-payer hospital rate-setting system through the Health Services Cost Review Commission (HSCRC) - all payers, including Medicare, Medicaid, commercial, and self-pay, pay the same regulated rates at each facility. This makes Maryland's cash prices more meaningful than in other states, because the discounting common elsewhere is largely prohibited. Johns Hopkins Medicine and University of Maryland Medical System anchor the academic tier. X-ray is the most commoditized of all imaging procedures, and price differences are almost entirely explained by facility type: a hospital outpatient chest X-ray can cost 5–10× more than the same study at an urgent care center or independent imaging clinic. For non-emergency X-rays, asking your physician for a referral to an outpatient imaging center rather than a hospital radiology department is the simplest and most reliable cost reduction available.
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Why prices vary - and what it means for your coverage
Setting matters too: the median outpatient price is $132 versus $107 inpatient, so where a procedure happens often matters more than which hospital you pick. Whether the scan happens in a hospital outpatient department (which adds a separate facility fee) or a freestanding imaging center is usually the single biggest driver of price for this procedure.
On top of the facility price, your actual bill depends on your deductible, your out-of-pocket maximum, and whether every provider involved - not just the facility - is in-network.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$132 |
| Deductible met - 20% coinsurance | ~$26 |
| Out-of-network provider | $290+ |
Frequently asked questions: X-ray costs in Hagerstown, MD
How much does an X-ray cost in Hagerstown, MD?
Across 2 Hagerstown, MD hospitals that publish prices, an X-ray ranges from $107 to $158, with a median of $132. Most facilities fall between $120 and $143. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get an X-ray in Hagerstown, MD?
Based on declared prices, the lowest-cost facility in our Hagerstown, MD data is WAR MEMORIAL HOSPITAL, INC in Berkeley Springs at about $107. Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is an X-ray so much cheaper at some Hagerstown, MD hospitals?
Prices vary up to 1.5× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Hagerstown, MD, the median cash (self-pay) price is $132 versus a median negotiated rate of $119 - about 1.1× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for an X-ray in Hagerstown, MD?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Allowed amount vs negotiated rate: what your EOB is really saying
- How to read your medical bill
- Deductible vs out-of-pocket max
- Already have a bill? Check it for errors
- How to read a Medicare Summary Notice
Other procedures in Hagerstown, MD
X-Ray, elsewhere
CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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