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X-Ray Cost in Chico, CA (2026): Average Prices & What You'll Pay

What does a x-ray cost in Chico, CA?

Where you have an x-ray done in Chico, CA swings the bill from $92 to $190 for identical care. The median cash price across 2 reporting hospitals is $141. The numbers are pulled directly from federally mandated hospital price transparency files.

Cheapest X-Ray Providers in Chico, CA

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs Median
1 Enloe Medical Center CA $263 +$122

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Quick take

  • Ask for the cash price if your deductible isn't met - the median cash price here is $141, and it's often lower than what insurance pays before your deductible is satisfied.
  • This dataset covers hospitals only - freestanding ASCs, which routinely run 30-60% cheaper for the same procedure, aren't included, so it's worth asking your doctor whether one is an option.

California has the most competitive commercial hospital market in the country, with aggressive multi-system competition in every major metro driving meaningful price variation. Kaiser Permanente's integrated payer-provider model covers roughly 40% of the insured population in the state - if you're Kaiser-enrolled, the prices here largely don't apply. California's robust price transparency enforcement under SB 1204 means the data here is more complete than in most states. X-ray is the most commoditized of all imaging procedures, and price differences are almost entirely explained by facility type: a hospital outpatient chest X-ray can cost 5–10× more than the same study at an urgent care center or independent imaging clinic. For non-emergency X-rays, asking your physician for a referral to an outpatient imaging center rather than a hospital radiology department is the simplest and most reliable cost reduction available.

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Why prices vary - and what it means for your coverage

Facility classification matters as much as the hospital itself - a hospital-owned outpatient center adds a facility fee that a freestanding clinic does not. Whether the scan happens in a hospital outpatient department (which adds a separate facility fee) or a freestanding imaging center is usually the single biggest driver of price for this procedure.

None of the prices above are what you'll necessarily owe: your deductible, out-of-pocket maximum, and each provider's network status all still apply.

Your situation Estimated out-of-pocket
Deductible not yet met ~$141
Deductible met - 20% coinsurance ~$28
Out-of-network provider $310+

Frequently asked questions: X-ray costs in Chico, CA

How much does an X-ray cost in Chico, CA?

Across 2 Chico, CA hospitals that publish prices, an X-ray ranges from $19 to $263, with a median of $141. Most facilities fall between $80 and $190. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get an X-ray in Chico, CA?

Based on declared prices, the lowest-cost facility in our Chico, CA data is American Advanced - Orchard Hospital at about $19. Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.

Why is an X-ray so much cheaper at some Chico, CA hospitals?

Prices vary up to 13.8× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Chico, CA, the median cash (self-pay) price is $141 versus a median negotiated rate of $48 - about 2.9× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for an X-ray in Chico, CA?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

Other procedures in Chico, CA

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CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).

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About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

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Published June 12, 2026

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