Physical Therapy Cost in Delaware (2026): Average Prices & What You'll Pay
What does a physical therapy cost in Delaware?
You could pay $106 or $215 for the same physical therapy in Delaware - depending entirely on which facility you choose. The median cash price across 9 reporting hospitals is $140. This data comes directly from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.
Once you have a bill or an appointment on the calendar, CostKits can help you keep it all organized.
Where physical therapy costs vary in Delaware
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby outpatient clinics and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
What you pay for a physical therapy depends on where you go and what is billed separately. Most patients find out after.
Your personalized cost report includes:
- ✓ Evaluation vs. treatment: The first visit is billed as an evaluation, and later visits are billed by the 15-minute unit of care.
- ✓ Visit limits: Many plans cap the number of covered visits per year.
- ✓ Which bills usually arrive separately, and which providers to check are in-network
- ✓ The questions to ask before you schedule, so the estimate covers everything
- ✓ A real patient billing breakdown, line by line
Free for patients - takes 30 seconds to get.
We'll send a sign-in link to your email - click it to get your guide. No account required, no spam.
Cheapest Physical Therapy Providers in Delaware
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs median ($140) |
|---|---|---|---|---|
| 1 | Bayhealth Medical Center, Kent Campus | Dover, DE | $97 | $43 below |
| 2 | Bayhealth Hospital, Sussex Campus | Milford, DE | $97 | $43 below |
| 3 | PAM Squared at Dover LLC | Dover, DE | $120 | $20 below |
| 4 | St. Francis Hospital Inc | Wilmington, DE | $140 | $0 above |
| 5 | Beebe Medical Center Inc. | Lewes, DE | $238 | $98 above |
| 6 | TidalHealth Nanticoke | DE | $246 | $106 above |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
Estimate your out-of-pocket cost → · When the bills arrive, we check them for errors →
Quick take
- Bayhealth Medical Center, Kent Campus is the lowest-cost option at $97 - $43 below the median posted price ($140), just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $140, and it's often lower than what insurance pays before your deductible is satisfied.
- Doctor offices and independent clinics may charge differently from hospitals for the same service and may not appear in this hospital-only dataset. Ask your doctor whether another site is an option.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $101 to $101 | $101 |
| With insurance (commercial, average) | 7 | $105 to $351 | $171 |
| Without insurance (cash price) | 9 | $96 to $373 | $140 |
| Highmark Blue Cross Blue Shield Delaware | 6 | $115 to $430 | $284 |
| Aetna | 5 | $63 to $421 | $137 |
| Cigna | 4 | $120 to $496 | $131 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does a physical therapy cost with Medicare in Delaware?
Medicare's national fee-schedule payment for physical therapy is about $101 to $101 (typically near $101). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $20 on a $101 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does a physical therapy cost with insurance in Delaware?
Across 7 Delaware hospitals, the negotiated rates commercial insurers pay for physical therapy average $105 to $351 per hospital, with a median near $171. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does a physical therapy cost without insurance in Delaware?
Cash (self-pay) prices for physical therapy at 9 Delaware hospitals range from $96 to $373, with a median of $140. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does a physical therapy cost with Highmark Blue Cross Blue Shield Delaware?
Highmark Blue Cross Blue Shield Delaware negotiated rates for physical therapy at 6 Delaware hospitals range from $115 to $430, with a median near $284. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
How much does a physical therapy cost with Aetna in Delaware?
Aetna negotiated rates for physical therapy at 5 Delaware hospitals range from $63 to $421, with a median near $137. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.
How much does a physical therapy cost with Cigna in Delaware?
Cigna negotiated rates for physical therapy at 4 Delaware hospitals range from $120 to $496, with a median near $131. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.
How where you go changes what you pay for physical therapy
The same physical therapy bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.
- Facility fee $92–$880
- Professional fee $150–$400
Estimated from CMS fee schedules + commercial rate multipliers
- Facility fee $140–$246
- Professional fee $150–$400
Estimated from CMS fee schedules + commercial rate multipliers
ChristianaCare (formerly Christiana Care) is essentially a monopoly in northern Delaware and effectively the dominant system statewide. Low facility count means cash price variation is minimal, but commercial reimbursement rates are among the highest in the Mid-Atlantic region. Patients near the Pennsylvania or Maryland border often find meaningfully lower prices by crossing state lines.
Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →
Why prices vary - and what it means for your coverage
A small number of hospitals (1) report prices above $450, including NEMOURS CHILDREN'S HOSPITAL at $880, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $140 versus $193 inpatient (about 1.4× more), so where a procedure happens often matters more than which hospital you pick.
What you pay out of pocket on top of this depends on your deductible, your plan's out-of-pocket maximum, and whether every provider involved is in-network - not just the facility.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$140 |
| Deductible met - 20% coinsurance | ~$28 |
| Out-of-network provider | $308+ |
Frequently asked questions: physical therapy costs in Delaware
How much does a physical therapy cost in Delaware?
The typical insurer-negotiated rate is $94, with most facilities between $71 and $97 (based on 8 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Delaware hospitals run $96–$373; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a physical therapy in Delaware?
Based on declared prices, the lowest posted price in our Delaware data is Bayhealth Medical Center, Kent Campus in Dover at about $97. By metro, Dover has the lowest median ($108).
Why is a physical therapy so much cheaper at some Delaware hospitals?
Typical prices vary about 1.4× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Delaware, the median cash (self-pay) price is $140 versus a median negotiated rate of $171 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a physical therapy in Delaware?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Allowed amount vs negotiated rate: what your EOB is really saying
- How to read your medical bill
- Deductible vs out-of-pocket max
- Already have a bill? Check it for errors
- How to read a Medicare Summary Notice
Other procedures in Delaware
Physical Therapy, elsewhere
CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
Other Procedure Costs in Delaware
Bone, joint and pain
- ACL Surgery Cost in Delaware
- Bunion Surgery Cost in Delaware
- Carpal Tunnel Surgery Cost in Delaware
- Cortisone Shot Cost in Delaware
- Epidural Steroid Injection Cost in Delaware
- Facet Joint Injection Cost in Delaware
- Hip Replacement Cost in Delaware
- Hip Replacement Cost in Delaware
- Knee Arthroscopy Cost in Delaware
- Knee Replacement Cost in Delaware
- Knee Replacement Cost in Delaware
- Rotator Cuff Surgery Cost in Delaware
- Spinal Fusion Cost in Delaware
- Spinal Fusion Cost in Delaware
Imaging and scans
- Bone Density Test Cost in Delaware
- CT Abdomen Cost in Delaware
- CT Abdomen Cost in Delaware
- CT Chest Cost in Delaware
- CT Head Cost in Delaware
- CT Scan Cost in Delaware
- Doppler Ultrasound Cost in Delaware
- Mammogram Cost in Delaware
- MRI Brain Cost in Delaware
- MRI Cost in Delaware
- MRI Knee Cost in Delaware
- PET Scan Cost in Delaware
- Ultrasound Cost in Delaware
- Xray Cost in Delaware
Heart and cardiac tests
- Echocardiogram Cost in Delaware
- Heart Catheterization Cost in Delaware
- Nuclear Stress Test Cost in Delaware
- Pacemaker Surgery Cost in Delaware
- Treadmill Stress Test Cost in Delaware
Sleep and breathing tests
- Home Sleep Test Cost in Delaware
- Pulmonary Function Test Cost in Delaware
- Sleep Study Cost in Delaware
Scopes and screening
General surgery
- Appendectomy Cost in Delaware
- Appendectomy Cost in Delaware
- Breast Biopsy Cost in Delaware
- Cholecystectomy Cost in Delaware
- Cholecystectomy Cost in Delaware
- Hernia Repair Cost in Delaware
Lab tests
- A1C Test Cost in Delaware
- CBC Blood Test Cost in Delaware
- Cholesterol Test Cost in Delaware
- Metabolic Panel Cost in Delaware
- Thyroid Test (TSH) Cost in Delaware
Ear, nose and throat
- Deviated Septum Surgery Cost in Delaware
- Ear Tube Surgery Cost in Delaware
- Hearing Test Cost in Delaware
- Sinus Surgery Cost in Delaware
- Tonsillectomy Cost in Delaware
Urology and women's health
- Childbirth Cost in Delaware
- Childbirth Cost in Delaware
- Cystoscopy Cost in Delaware
- D&C (Dilation and Curettage) Cost in Delaware
- Hysterectomy Cost in Delaware
- Hysterectomy Cost in Delaware
- Hysteroscopy Cost in Delaware
- Ovarian Cyst Removal Cost in Delaware
- Prostate Biopsy Cost in Delaware
- Vasectomy Cost in Delaware
Eye care
- Cataract Surgery Cost in Delaware
- Eye Injection Cost in Delaware
- Glaucoma Laser Surgery Cost in Delaware
- YAG Laser Surgery Cost in Delaware
Infusions
Emergency care
Related Articles
Interested in understanding healthcare costs and managing your medical expenses?
- Free Cost EstimatorCalculate your exact out-of-pocket cost for any procedure
- Free Bill ScreenerCheck whether your bill and paperwork are ready for a professional review
- Family Bill TrackerTrack costs across every family member and every bill in one place
- Physical Therapy Cost GuideCompare Physical Therapy prices across all 50 states
- Deductible vs Out-of-Pocket MaximumLearn how insurance cost-sharing works and what you actually pay
- Cost ExplorerBrowse procedures and compare prices across the country
- Carpal Tunnel Surgery Cost GuideCompare Carpal Tunnel Surgery prices across all 50 states
- Bunion Surgery Cost GuideCompare Bunion Surgery prices across all 50 states
- Cortisone Shot Cost GuideCompare Cortisone Shot prices across all 50 states
About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
Connect on LinkedIn →Ready to take control of your healthcare costs?
Use the free cost estimator → · Get your bill screened for free → · See the family plan →