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Reviewed by John Caruso, FSA, MAAA • Data last updated

Nuclear Stress Test Cost in Hawaii (2026): Average Prices & What You'll Pay

What does a nuclear stress test cost in Hawaii?

Where you have a nuclear stress test done in Hawaii swings the bill from $544 to $2,339 for identical care. The median cash price across 12 reporting hospitals is $1,667. The numbers are pulled directly from federally mandated hospital price transparency files. The sections below break this down by coverage and by insurer.

Three low-priced facilities in Hawaii, from hospital price files

  • Hilo Benioff Medical Center · Hilo, HI $544
  • Kau Hospital · Pahala, HI $544
  • Honokaa Hospital and Skilled Nursing Facility · Honokaa, HI $544

All 12 facilities are listed below, free.

Where nuclear stress test costs vary in Hawaii

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby outpatient clinics and other facilities (colored by type). Click any pin for facility name and estimated cost range.

Hospital (below avg) Hospital (above avg) Click a pin for details.

26+ people checked prices near them this month.

What you pay for a nuclear stress test depends on where you go and what is billed separately. Most patients find out after.

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  • ✓ Radiotracer: The tracer injected for the images is often billed separately from the scan itself.
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Cheapest Nuclear Stress Test Providers in Hawaii

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs median ($1,667)
1 Hilo Benioff Medical Center Hilo, HI $544 $1,123 below
2 Kau Hospital Pahala, HI $544 $1,123 below
3 Honokaa Hospital and Skilled Nursing Facility Honokaa, HI $544 $1,123 below
4 The Queens Medical Center Wahiawa, HI $1,667 $0 above
5 Queens North Hawaii Community Hospital Waimea, HI $1,780 $113 above
6 Kuakini Medical Center HI $2,299 $632 above
7 PALI MOMI MEDICAL CENTER HI $2,575 $908 above
8 STRAUB CLINIC & HOSPITAL HI $2,575 $908 above

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Before you book: three questions that change the price

  1. Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
  2. Can you give me the price in writing, with the billing codes it covers?
  3. What happens to the price if something extra is needed during the procedure?

Estimate your out-of-pocket cost →  ·  When the bills arrive, we check them for errors →

Quick take

  • Hilo Benioff Medical Center is the lowest-cost option at $544 - $1,123 below the median posted price ($1,667), just by choosing where you go.
  • Ask for the cash price if your deductible isn't met - the median cash price here is $1,667, and it's often lower than what insurance pays before your deductible is satisfied.
  • Doctor offices and independent clinics may charge differently from hospitals for the same service and may not appear in this hospital-only dataset. Ask your doctor whether another site is an option.
Nuclear stress test prices by coverage in Hawaii, October 2026
CoverageHospitals with a rateTypical rangeMedian
Medicare (national rate)—$1,323 to $1,323$1,323
With insurance (commercial, average)12$106 to $1,810$969
Without insurance (cash price)15$316 to $2,575$1,667
HMSA8$85 to $684$253
UnitedHealthcare5$85 to $163$85

Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.

How much does a nuclear stress test cost with Medicare in Hawaii?

Medicare's national hospital outpatient payment for nuclear stress test is about $1,323 to $1,323 (typically near $1,323). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $265 on a $1,323 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.

Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.

How much does a nuclear stress test cost with insurance in Hawaii?

Across 12 Hawaii hospitals, the negotiated rates commercial insurers pay for nuclear stress test average $106 to $1,810 per hospital, with a median near $969. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.

Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.

How much does a nuclear stress test cost without insurance in Hawaii?

Cash (self-pay) prices for nuclear stress test at 15 Hawaii hospitals range from $316 to $2,575, with a median of $1,667. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.

Cash prices are the hospital’s published discounted rate for patients paying without insurance.

How much does a nuclear stress test cost with HMSA in Hawaii?

HMSA negotiated rates for nuclear stress test at 8 Hawaii hospitals range from $85 to $684, with a median near $253. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.

Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.

How much does a nuclear stress test cost with UnitedHealthcare in Hawaii?

UnitedHealthcare negotiated rates for nuclear stress test at 5 Hawaii hospitals range from $85 to $163, with a median near $85. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.

How where you go changes what you pay for nuclear stress test

The same nuclear stress test bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.

Hospital Outpatient
$778–$4,974
  • Facility fee $316–$3,278
  • Professional fee $462–$1,696

Estimated from CMS fee schedules + commercial rate multipliers

Hospital Inpatient
$1,006–$4,974
  • Facility fee $544–$3,278
  • Professional fee $462–$1,696

Estimated from CMS fee schedules + commercial rate multipliers

Hawaii's island geography creates isolated health economies - each island is effectively its own market, and most specialized care on neighbor islands requires inter-island travel. Kaiser Permanente Hawaii and Hawaii Pacific Health cover most of the Oahu market. Transport and logistics costs embedded in hospital operating expenses push prices well above the mainland average for comparable services.

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Why prices vary - and what it means for your coverage

Setting matters too: the median outpatient price is $1,667 versus $544 inpatient, so where a procedure happens often matters more than which hospital you pick.

What you pay out of pocket on top of this depends on your deductible, your plan's out-of-pocket maximum, and whether every provider involved is in-network - not just the facility.

Your situation Estimated out-of-pocket
Deductible not yet met ~$1,667
Deductible met - 20% coinsurance ~$333
Out-of-network provider $3,667+

Frequently asked questions: nuclear stress test costs in Hawaii

How much does a nuclear stress test cost in Hawaii?

The typical insurer-negotiated rate is $117, with most facilities between $85 and $210 (based on 12 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Hawaii hospitals run $316–$2,575; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a nuclear stress test in Hawaii?

Based on declared prices, the lowest posted price in our Hawaii data is Hilo Benioff Medical Center in Hilo at about $544.

Why is a nuclear stress test so much cheaper at some Hawaii hospitals?

Typical prices vary about 2.5× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Hawaii, the median cash (self-pay) price is $1,667 versus a median negotiated rate of $969 - about 1.7× higher. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a nuclear stress test in Hawaii?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

Other procedures in Hawaii

Nuclear Stress Test, elsewhere

CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).

Other Procedure Costs in Hawaii

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Imaging and scans

Sleep and breathing tests

Scopes and screening

Bone, joint and pain

General surgery

Lab tests

Ear, nose and throat

Urology and women's health

Eye care

Infusions

Emergency care

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About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

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Published October 29, 2026 · Updated October 29, 2026

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