CostKits Your Healthcare Budget

Hip Replacement Cost in Vermont (2026): Average Prices & What You'll Pay

What does a hip replacement cost in Vermont?

A typical hip replacement in Vermont costs $4,712$10,424 for a commercially insured patient, including facility and physician fees. The median reported facility price across 9 hospitals is $2,546. This estimate is based on CMS fee schedules and hospital price transparency data published under federal law.

The University of Vermont Health Network effectively dominates Vermont's hospital market, with limited competitive alternatives statewide. Vermont's all-payer ACO model and its history of near-single-payer reform have created a more price-regulated environment than most states. Prices here are relatively compressed compared to New England neighbors, but not dramatically below the regional average.

Hip replacement is one of the highest-cost elective procedures in orthopedic surgery, with total episode costs (surgery, implant, anesthesia, facility, and 90-day follow-up) ranging from $20,000–$50,000+. The implant device alone accounts for 30–40% of the facility charge. Medicare Advantage plans increasingly carve out joint replacement to preferred facilities using bundled payment arrangements, which can significantly lower your out-of-pocket costs if you use a designated center of excellence.

Where you go inside Vermont counts as much as which plan you have: Brattleboro's median ($6,056) runs 3.8× Bennington's ($1,610). The same hip replacement that costs $792 at Porter Hospital in Middlebury reaches $62,385 at Northwestern Medical Center — a 78.8× gap across the 9 Vermont hospitals reporting prices. The median Vermont price is $2,546. Most facilities fall between $2,192 and $3,884. Insurers negotiate this down to a median of $1,053, while self-pay patients are quoted $3,681 — about 3.5× higher, so asking for the cash or insurer-negotiated rate is often the single biggest lever on your bill.

Forecast your out-of-pocket cost

How prices are distributed across Vermont hospitals:
  • Lower-cost hospitals (bottom 25%): under $2,192
  • Median hospital: $2,546
  • Higher-cost hospitals (top 30%): $3,884+

That's a 2× spread for the same procedure — driven entirely by which facility you choose, not by clinical complexity.

Example — two commercially insured patients in Bennington:
  • Patient A (higher-rate plan or out-of-network): ~$3,884
  • Patient B (lower-rate in-network plan): ~$2,260
Same procedure. Same week. $1,624 difference.

Where hip replacement costs vary in Vermont

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.

Hospital (below avg) Hospital (above avg) Click a pin for details.

See every Vermont hospital's price

The 5 cheapest are shown. Enter your email to reveal the rest of the map and unlock all 4 remaining facilities — instantly.

We'll email you the full Vermont price list as a PDF. Sourced from CMS files. No spam.

Estimate YOUR exact out-of-pocket cost →

Cheapest Hip Replacement Providers in Vermont

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs Median
1 Southwestern Vermont Medical Center Bennington, VT $548 -$1,998
2 Brattleboro Memorial Hospital Brattleboro, VT $2,166 -$380
3 Northwestern Medical Center VT $2,271 -$275
4 Northeastern Vermont Regional Hospital, Inc. St. Johnsbury, VT $2,383 -$163
5 University of Vermont Medical Center Burlington, VT $2,419 -$127
6 Southwestern Vermont Medical Center Bennington, VT $2,673 +$127
7 Copley Hospital VT $3,681 +$1,135
8 Central Vermont Medical Center Berlin, VT $3,740 +$1,194

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

The facility you choose matters more than almost anything else — the same procedure, same quality, same state can cost 5× more at one hospital versus the one down the road.

Compare all procedure costs   → Hip Replacement costs nationwide

Check YOUR hospital's pricing → Estimate YOUR exact cost →

Worth knowing: A small number of hospitals report very high prices above $8,770, which pulls the overall range wider than what most patients encounter. The typical range above is a better guide for planning.
Every hospital in this dataset offers a cash price — with a median of $3,681. If your deductible hasn't been met, always ask for the self-pay rate before scheduling.

What you'll actually pay — example scenarios

Your situation Estimated out-of-pocket
Deductible not yet met (pay in full) ~$6,634
Deductible met — 20% coinsurance ~$1,327
Out-of-network provider $14,595+

Based on a typical episode cost of $6,634 (facility + physician fees). Your actual cost depends on your plan deductible, coinsurance rate, and network tier. Get YOUR personalized estimate →

What this means for you

If you haven't met your deductible, you are effectively a cash-pay patient.

That means:

  • You should verify your hospital is in-network before an elective visit when possible
  • The cheapest facility can save you $2,545+ vs. the median.

This is the single biggest lever most patients have to reduce their cost.

Lower-cost options in Vermont start around $2,192 or below. Most hospitals cluster between $2,192 and $4,823. A smaller group reports prices above that — often academic medical centers or high-cost markets.

If you're comparing specific hospitals, the lowest self-pay rates reported in this dataset include: Brattleboro Memorial Hospital in Brattleboro (cash price from $2,166); Northeastern Vermont Regional Hospital, Inc. in St. Johnsbury (cash price from $2,383); Central Vermont Medical Center in Berlin (cash price from $3,740). These are declared cash prices — contact each facility for a formal quote before scheduling.

How where you go changes what you pay for hip replacement

The same hip replacement bundles different services depending on the setting — facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.

Hospital Outpatient
$1,914–$28,176
  • Facility fee $1–$20,660
  • Professional fee $1,913–$7,516

Estimated from CMS fee schedules + commercial rate multipliers

Hospital Inpatient
$1,923–$36,131
  • Facility fee $10–$28,615
  • Professional fee $1,913–$7,516

Estimated from CMS fee schedules + commercial rate multipliers

Quick decision guide:
  • Best value hospitals (lowest prices): North Country Hospital: $1; Porter Hospital: $10; Southwestern Vermont Medical Center: $548
  • Most expensive (outpatient): University of Vermont Medical Center: ~$5,184; Central Vermont Medical Center: ~$3,740

→ Choosing the right facility can save $2,545+ vs. the state median.

Vermont Hip Replacement prices by facility

All prices below come from hospital chargemasters — the official price lists each hospital must publish under federal law. Gross charge is the undiscounted list price; cash price is the self-pay rate; negotiated range covers the spread across insurance contracts.

How we calculate "Your Price" — We prioritize the most actionable price in this order:
  1. Cash price — the self-pay rate you can actually negotiate and pay
  2. Negotiated rate — if reported by the hospital across insurance contracts
  3. Gross charge — fallback only; this is the inflated list price few people pay

This reflects the real prices patients encounter — not inflated chargemaster rates.

# Facility City Your Price vs Median Gross Charge
#1 North Country Hospital VT $1 -$2,545 $846–$1,137
#2 Porter Hospital Middlebury, VT $10 -$2,536 $792–$990
#3 Southwestern Vermont Medical Center Bennington, VT $548 -$1,998 $1,097
#4 Brattleboro Memorial Hospital Brattleboro, VT $2,166 -$380 $2,844–$4,706
#5 Northwestern Medical Center VT $28,615 +$26,069 $60,884–$62,385
#6 Northeastern Vermont Regional Hospital, Inc. St. Johnsbury, VT $2,383 -$163 $3,178–$6,356
#7 University of Vermont Medical Center Burlington, VT $5,184 +$2,638 $5,184–$7,637
#8 Copley Hospital VT $3,681 +$1,135 $2,254–$4,880
#9 Central Vermont Medical Center Berlin, VT $3,740 +$1,194 $3,740–$4,862

Unlock all 4 remaining Vermont hospitals

Enter your email to reveal the full table instantly — and we'll email you the complete price list as a PDF to keep.

We'll email you the full Vermont price list as a PDF. Sourced from CMS files. No spam.

Source: CMS hospital price transparency machine-readable files. vs Median = savings or premium relative to the state median price. Gross Charge = undiscounted list price for reference.

Received a bill? Check it for errors → Estimate YOUR cost before you go →

Compare other procedures in Vermont:

Where you can save the most on hip replacement in Vermont

These facilities have the lowest declared prices relative to the state median — they represent the best opportunities to reduce your out-of-pocket cost for this procedure.

Facility City Your Price vs Median
North Country Hospital VT $1 -$2,545
Porter Hospital Middlebury, VT $10 -$2,536
Southwestern Vermont Medical Center Bennington, VT $548 -$1,998
Brattleboro Memorial Hospital Brattleboro, VT $2,166 -$380
Northwestern Medical Center VT $28,615 +$26,069

How to choose a lower-cost facility

  • Choose independent outpatient centers when possible — freestanding ASCs (ambulatory surgical centers) consistently charge less than hospital outpatient departments for identical procedures.
  • Ask for the cash price if your deductible isn't met — self-pay rates are often lower than what insurance pays before your deductible is satisfied, especially at facilities that have a high cash-price discount.
  • Avoid hospital outpatient departments for routine cases — hospital-owned locations add a facility fee that freestanding centers don't charge, often adding $500–$1,500 to the same procedure.
Important: Many procedures are done at ambulatory surgical centers (ASCs) that are often 30–60% cheaper than hospital outpatient departments with the same clinical quality. Most ASCs are not in this hospital dataset — meaning your cheapest option may not even appear here. Ask your doctor if the procedure can be done at a freestanding ASC.

Most expensive hip replacement providers in Vermont

These facilities report the highest prices for this procedure. Academic medical centers and specialty hospitals often top this list — their gross charges rarely reflect what anyone actually pays, but understanding the spread helps you negotiate.

Facility City Price vs Median
Northwestern Medical Center VT $28,615 +$26,069
University of Vermont Medical Center Burlington, VT $5,184 +$2,638
Central Vermont Medical Center Berlin, VT $3,740 +$1,194
Copley Hospital VT $3,681 +$1,135
Northeastern Vermont Regional Hospital, Inc. St. Johnsbury, VT $2,383 -$163

Why prices vary this much

A small number of hospitals (3) report very high prices above $8,770, which drives much of the overall price range. Excluding these, most facilities cluster in a significantly tighter band.

Setting drives much of the gap in Vermont: the median outpatient price is $2,419 versus $3,062 inpatient — about 1.3× more, so where a procedure is performed often matters more than which hospital you choose. Of the Vermont facilities reporting prices, 4 fall in a low-cost tier (up to $2,192) while 4 sit in a high-cost tier ($4,823 and up) — a lower-priced option almost always exists within the same state.

The spread comes from how each hospital sets its chargemaster (the undiscounted list price), what cash discounts it applies, and what rates it negotiates with each insurer. Facility classification matters too — a hospital-owned outpatient center adds a facility fee that a freestanding clinic does not. Understanding these mechanics is the first step to paying less.

Learn more:
Allowed amount vs negotiated rate — what your EOB is really saying
How to read your medical bill
Why hospital prices are so hard to find — and what to do about it

How insurance changes what you actually pay

Hospital list prices are only part of the picture. What you pay out of pocket depends on your deductible, your plan's out-of-pocket maximum, whether the facility is in-network, and whether your plan classifies the visit as outpatient or inpatient. A lower gross charge doesn't guarantee a lower bill if the facility is out-of-network or adds facility fees your plan doesn't cover.

Understand your cost before you go:
Deductible vs out-of-pocket max
EOB vs medical bill — complete guide
How to stop medical bill problems before they start (in-network vs out-of-network)

Hip Replacement Costs by Metro Area in Vermont

Prices vary across Vermont metro areas based on local hospital competition, wage adjustments, and facility mix. Explore detailed facility price data for each metro area:

Compare hip replacement costs in nearby states

Frequently asked questions: hip replacement costs in Vermont

How much does a hip replacement cost in Vermont?

Across 9 Vermont hospitals that publish prices, a hip replacement ranges from $792 to $62,385, with a median of $2,546. Most facilities fall between $2,192 and $3,884. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a hip replacement in Vermont?

Based on declared prices, the lowest-cost facility in our Vermont data is North Country Hospital at about $1. By metro, Bennington has the lowest median ($1,610). Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data — ask your doctor whether one is an option.

Why is a hip replacement so much cheaper at some Vermont hospitals?

Prices vary up to 78.8× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Vermont, the median cash (self-pay) price is $3,681 versus a median negotiated rate of $1,053 — about 3.5× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a hip replacement in Vermont?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network — not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Explore all hip replacement cost data

See hip replacement costs across all states

Other Vermont Hospitals and ambulatory surgery centers for Hip Replacement

These hospitals and ambulatory surgery centers are registered in the CMS National Provider Identifier (NPI) registry as active hospitals and ambulatory surgery centers in Vermont. Cost estimates use the bundled service model for each place of service. Contact them directly for a formal quote.

Provider City Type Est. Cost
ACTD,LLC
8024885350
COLCHESTER, VT Ambulatory Surgical Center
CARLOS G. OTIS HEALTH CARE CENTER INC.
8023657920
TOWNSHEND, VT Critical Access Hospital $1,914–$28,176 bundled est.
CENTRAL VERMONT MEDICAL CENTER INC
8023714100
BERLIN, VT General Acute Care Hospital $1,914–$28,176 bundled est.
COMMUNITY BIRTH GROUP
8003418598
RANDOLPH, VT General Acute Care Hospital $1,914–$28,176 bundled est.
COPLEY HOSPITAL INC
8028888888
MORRISVILLE, VT Critical Access Hospital $1,914–$28,176 bundled est.
COPLEY HOSPITAL, INC
8028884231
MORRISVILLE, VT Critical Access Hospital $1,914–$28,176 bundled est.
COPLEY HOSPITAL, INC.
8028888888
MORRISVILLE, VT Critical Access Hospital $1,914–$28,176 bundled est.
COPLEY HOSPITAL, INC.
8028888888
MORRISVILLE, VT Critical Access Hospital $1,914–$28,176 bundled est.
DANIELSON SURGICAL ASSOCIATES
8027482984
ST JOHNSBURY, VT Ambulatory Surgical Center
FLETCHER ALLEN HEALTH CARE
8028475066
BURLINGTON, VT Women's Hospital $1,914–$28,176 bundled est.
FLETCHER ALLEN HEALTH CARE
8028472370
BURLINGTON, VT Children's Hospital $1,914–$28,176 bundled est.
FLETCHER ALLEN HEALTHCARE
8028474333
COLCHESTER, VT General Acute Care Hospital $1,914–$28,176 bundled est.
▼ Show 38 more Vermont hospitals and ambulatory surgery centers
GIFFORD MEDICAL CENTER INC
8027287000
RANDOLPH, VT Critical Access Hospital $1,914–$28,176 bundled est.
GIFFORD MEDICAL CENTER INC.
8027287000
RANDOLPH, VT General Acute Care Hospital $1,914–$28,176 bundled est.
NORTHEASTERN VERMONT REGIONAL HOSPIAL
8027488141
ST JOHNSBURY, VT Critical Access Hospital $1,914–$28,176 bundled est.
NORTHEASTERN VERMONT REGIONAL HOSPITAL DIETARY CLINIC
8027488141
ST JOHNSBURY, VT Critical Access Hospital $1,914–$28,176 bundled est.
NORTHEASTERN VERMONT REGIONAL HOSPITAL INC
8027488141
ST JOHNSBURY, VT Critical Access Hospital $1,914–$28,176 bundled est.
NORTHEASTERN VERMONT REGIONAL HOSPITAL PT GROUP
8027488141
ST JOHNSBURY, VT Critical Access Hospital $1,914–$28,176 bundled est.
NORTHEASTERN VERMONT REGIONAL HOSPITAL, INC
8027488141
ST JOHNSBURY, VT Critical Access Hospital $1,914–$28,176 bundled est.
NORTHEASTERN VERMONT REGIONAL HOSPITAL, INC
8027488141
ST JOHNSBURY, VT Critical Access Hospital $1,914–$28,176 bundled est.
NORTHEASTERN VERMONT REGIONAL HOSPITAL, INC
8027456800
ST. JOHNSBURY, VT Critical Access Hospital $1,914–$28,176 bundled est.
NORTHEASTERN VERMONT REGIONAL HOSPITAL, INC
8027485126
ST JOHNSBURY, VT Critical Access Hospital $1,914–$28,176 bundled est.
NORTHEASTERN VERMONT REGIONAL HOSPITAL, INC
8027488141
ST JOHNSBURY, VT Critical Access Hospital $1,914–$28,176 bundled est.
NORTHEASTERN VERMONT REGIONAL HOSPITAL, INC
8027488141
ST JOHNSBURY, VT Critical Access Hospital $1,914–$28,176 bundled est.
NORTHEASTERN VERMONT REGIONAL HOSPITAL, INC
8027488141
ST JOHNSBURY, VT Critical Access Hospital $1,914–$28,176 bundled est.
NORTHEASTERN VERMONT REGIONAL HOSPITAL, INC
8027485126
ST JOHNSBURY, VT Critical Access Hospital $1,914–$28,176 bundled est.
NORTHEASTERN VERMONT REGIONAL HOSPITAL, INC.
8027489501
LYNDONVILLE, VT Critical Access Hospital $1,914–$28,176 bundled est.
NORTHEASTERN VERMONT REGIONAL HOSPITAL, INC.
8027488141
ST JOHNSBURY, VT Critical Access Hospital $1,914–$28,176 bundled est.
NORTHEASTERN VERMONT REGIONAL HOSPITAL, INC.
8027488141
ST JOHNSBURY, VT Critical Access Hospital $1,914–$28,176 bundled est.
NORTHWESTERN MEDICAL CENTER
8025245911
SAINT ALBANS, VT General Acute Care Hospital $1,914–$28,176 bundled est.
NORTHWESTERN MEDICAL CENTER
8025245911
SAINT ALBANS, VT General Acute Care Hospital $1,914–$28,176 bundled est.
NORTHWESTERN MEDICAL CENTER INC
8025245911
SAINT ALBANS, VT General Acute Care Hospital $1,914–$28,176 bundled est.
NORTHWESTERN MEDICAL CENTER, INC.
8025245911
SAINT ALBANS, VT General Acute Care Hospital $1,914–$28,176 bundled est.
NORTHWESTERN MEDICAL CENTER, INC.
8025242229
SAINT ALBANS, VT General Acute Care Hospital $1,914–$28,176 bundled est.
NORTHWESTERN MEDICAL CENTER, INC.
8025241074
SAINT ALBANS, VT General Acute Care Hospital $1,914–$28,176 bundled est.
NORTHWESTERN MEDICAL CENTER, INC.
8025245911
SAINT ALBANS, VT General Acute Care Hospital $1,914–$28,176 bundled est.
PAUL G. BOERMAN, PC
8028606725
SOUTH BURLINGTON, VT Ambulatory Surgical Center
PORTER HOSPITAL INC
8023884701
MIDDLEBURY, VT Critical Access Hospital $1,914–$28,176 bundled est.
RUTLAND HOSPITAL, INC.
8027757111
RUTLAND, VT General Acute Care Hospital $1,914–$28,176 bundled est.
RUTLAND HOSPITAL, INC.
8027757111
RUTLAND, VT General Acute Care Hospital $1,914–$28,176 bundled est.
RUTLAND HOSPITAL, INC.
8027757111
RUTLAND, VT General Acute Care Hospital $1,914–$28,176 bundled est.
UNIVERSITY OF VERMONT MEDICAL CENTER INC
8028470000
BURLINGTON, VT Rural Acute Care Hospital $1,914–$28,176 bundled est.
VA MEDICAL CENTER
8022969363
WHITE RIVER JUNCTION, VT General Acute Care Hospital $1,914–$28,176 bundled est.
VA MEDICAL CENTER
8022959363
WHITE RIVER JUNCTION, VT General Acute Care Hospital $1,914–$28,176 bundled est.
VERMONT EYE SURGERY & LASER CENTER
8028621808
SOUTH BURLINGTON, VT Ambulatory Surgical Center
VETERANS ADMINISTRATION WHITERIVER JUNCTION
8022959363
WHITE RIVER JUNCTION, VT General Acute Care Hospital $1,914–$28,176 bundled est.
VETERANS AFFAIRS MEDICAL CENTER
8022959363
WHITE RIVER JUNCTION, VT General Acute Care Hospital $1,914–$28,176 bundled est.
WHITE RIVER JUNCTION VAMC
7172776565
WHITE RIVER JUNCTION, VT General Acute Care Hospital $1,914–$28,176 bundled est.
WINDSOR HOSPITAL CORP
8026747234
WINDSOR, VT Critical Access Hospital $1,914–$28,176 bundled est.
WINDSOR HOSPITAL CORPORATION
8026747374
WINDSOR, VT Critical Access Hospital $1,914–$28,176 bundled est.

Est. cost = bundled estimate (facility fee + professional fee + anesthesia where applicable) based on CMS fee schedules and commercial rate multipliers. Contact each provider for an actual quote.

Source: CMS NPPES NPI Registry. NPI numbers can be verified at npiregistry.cms.hhs.gov.

What's Actually on Your Hip Replacement Bill

A hip replacement involves multiple providers — each bills separately. Understanding each line item helps you verify your Explanation of Benefits and catch billing errors.

Hospital Inpatient

  • Drg Facility Stay — DRG 470 (major joint replacement without MCC) is most common.
  • Orthopedic Surgeon Professional Fee
  • Anesthesia
  • Implant Device Cost — Hip implant adds $5,000–$15,000+ depending on manufacturer and implant type. Often the largest single cost variable.
  • Physical Therapy Inpatient — Embedded in DRG — not a separate charge during the hospital stay.

Hip Replacement Cost by Type

Which type your doctor orders changes the billing code — and what you pay. Here's how the common types differ.

Total Hip Replacement

A recognized variation that can change the billing code and what you owe. Most common. Replaces both ball and socket.

Partial Hip Replacement (Hemiarthroplasty)

A recognized variation that can change the billing code and what you owe. Used primarily for femoral neck fractures. Replaces only the ball.

Hip Revision Surgery

A recognized variation that can change the billing code and what you owe. Replacement of a failed implant. Significantly more complex and expensive.

This Procedure Is Shoppable — Choosing the Right Facility Can Save Thousands

Hip Replacement is elective and schedulable. You have time to compare facilities — and hospital outpatient prices often run 2–4× higher than alternative settings for identical clinical outcomes.

How to shop: Ask your doctor for the CPT code, then call 2–3 facilities and request an out-of-pocket cost estimate. Confirm your insurance is accepted. If uninsured, ask for the cash-pay rate — it's usually 20–50% below the list price.

Prior Authorization Is Usually Required

Most commercial and Medicare Advantage plans require pre-approval for hip replacement before scheduling. If your doctor submits the order without prior authorization — or if the authorization lapses — your insurer can deny the entire claim, leaving you responsible for the full cost.

Action step: Call the member services number on your insurance card before scheduling. Ask: "Does this procedure require prior authorization?" Get the authorization number in writing and confirm it's attached to the claim before your appointment.

The Implant Is the Largest Cost Driver

For hip replacement, the implant or device typically accounts for 40–70% of the total hospital bill. Surgeons have preferred device relationships that affect which implant is used — and different implants can vary by $5,000–$15,000 in cost.

What to ask: Request an itemized estimate that breaks out the implant separately. Ask your surgeon whether a comparable implant is available at a lower cost.

Who performs this: Hip Replacement is typically performed by a Orthopedic Surgery. The specialist's professional fee is billed separately from the facility charge — you will likely receive separate bills from each.


CostKits compiles hospital price transparency data to help families make informed decisions. If you've received a bill for this procedure:
Analyze your medical bill for errors
How to negotiate your medical bills
Track and manage your healthcare costs (free account)

Other Procedure Costs in Vermont

Interested in understanding healthcare costs and managing your medical expenses?

About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

Connect on LinkedIn →

Ready to take control of your healthcare costs?

Use the free cost estimator →  ·  Analyze a medical bill →

Published May 15, 2026 · Updated May 15, 2026

Track Your Healthcare Costs

Create a free account to save procedures, compare prices, and analyze future medical bills.