Endoscopy Cost in Charleston, WV (2026): Average Prices & What You'll Pay
What does a endoscopy cost in Charleston, WV?
The same endoscopy in Charleston, WV might cost you $317 at one facility and $1,882 at another - the building you walk into drives the difference. The median cash price across 5 reporting hospitals is $362. These figures come straight from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.
Three low-priced facilities in Charleston, WV, from hospital price files
- Boone Memorial Hospital, Inc. · Madison, WV $306
- Charleston Area Medical Center · Charleston, WV $362
- University Hospitals Health System · Beachwood, WV $2,262
All 5 facilities are listed below, free.
Where endoscopy costs vary in Charleston, WV
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers and other facilities (colored by type). Click any pin for facility name and estimated cost range.
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Cheapest Endoscopy Providers in Charleston, WV
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | Boone Memorial Hospital, Inc. | Madison, WV | $306 | -$56 |
| 2 | Charleston Area Medical Center | Charleston, WV | $362 | +$0 |
| 3 | University Hospitals Health System | Beachwood, WV | $2,262 | +$1,900 |
| 4 | CAMC Charleston Surgical Hospital | Charleston, WV | $2,741 | +$2,379 |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
Estimate your out-of-pocket cost → · When the bills arrive, we check them for errors →
Quick take
- Boone Memorial Hospital, Inc. is the lowest-cost option at $306 - $56 below the state median, just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $362, and it's often lower than what insurance pays before your deductible is satisfied.
- Ask whether this procedure can be done at a freestanding ambulatory surgical center - they're typically 30-60% cheaper than a hospital for identical care, and most aren't in this hospital-only dataset.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $927 to $2,385 | $1,444 |
| With insurance (commercial, average) | 4 | $218 to $1,574 | $443 |
| Without insurance (cash price) | 5 | $277 to $2,549 | $362 |
| Highmark Blue Cross Blue Shield West Virginia | 4 | $196 to $1,363 | $421 |
| Aetna | 3 | $254 to $2,478 | $720 |
| Cigna | 3 | $485 to $1,686 | $566 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does an endoscopy cost with Medicare in Charleston, WV?
Medicare's national hospital outpatient payment for endoscopy is about $927 to $2,385 (typically near $1,444). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $289 on a $1,444 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does an endoscopy cost with insurance in Charleston, WV?
Across 4 Charleston, WV hospitals, the negotiated rates commercial insurers pay for endoscopy average $218 to $1,574 per hospital, with a median near $443. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does an endoscopy cost without insurance in Charleston, WV?
Cash (self-pay) prices for endoscopy at 5 Charleston, WV hospitals range from $277 to $2,549, with a median of $362. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does an endoscopy cost with Highmark Blue Cross Blue Shield West Virginia in Charleston, WV?
Highmark Blue Cross Blue Shield West Virginia negotiated rates for endoscopy at 4 Charleston, WV hospitals range from $196 to $1,363, with a median near $421. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
How much does an endoscopy cost with Aetna in Charleston, WV?
Aetna negotiated rates for endoscopy at 3 Charleston, WV hospitals range from $254 to $2,478, with a median near $720. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.
How much does an endoscopy cost with Cigna in Charleston, WV?
Cigna negotiated rates for endoscopy at 3 Charleston, WV hospitals range from $485 to $1,686, with a median near $566. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.
WVU Medicine and CAMC (Charleston Area Medical Center) are the primary academic systems, with Thomas Health and Highmark's West Penn Allegheny network providing additional coverage. West Virginia has one of the lowest wage indices in the country, which depresses Medicare-adjusted rates significantly - but commercial rates don't always follow the same pattern. Many rural facilities are critical access hospitals.
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Why prices vary - and what it means for your coverage
Setting matters too: the median outpatient price is $362 versus $306 inpatient, so where a procedure happens often matters more than which hospital you pick. The biggest swing for this procedure is screening versus diagnostic coding - a polyp removed during a routine screening can recode the whole visit as diagnostic and trigger cost-sharing you weren't expecting.
None of the prices above are what you'll necessarily owe: your deductible, out-of-pocket maximum, and each provider's network status all still apply.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$362 |
| Deductible met - 20% coinsurance | ~$72 |
| Out-of-network provider | $796+ |
Frequently asked questions: endoscopy costs in Charleston, WV
How much does an endoscopy cost in Charleston, WV?
The typical insurer-negotiated rate is $105, with most facilities between $95 and $680 (based on 5 hospitals reporting negotiated rates). Full market pricing - including cash rates, gross charges, and outlier facilities - ranges more widely, from $258 to $2,741 across all 5 Charleston, WV hospitals that publish prices. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get an endoscopy in Charleston, WV?
Based on declared prices, the lowest-cost facility in our Charleston, WV data is Herbert J Thomas Memorial Hospital Association in South Charleston at about $258. By metro, Charleston has the lowest median ($1,552). Freestanding ambulatory surgery centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is an endoscopy so much cheaper at some Charleston, WV hospitals?
Prices vary up to 10.6× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Charleston, WV, the median cash (self-pay) price is $362 versus a median negotiated rate of $443 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for an endoscopy in Charleston, WV?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- How to read your medical bill
- How to stop medical bill problems before they start
- How to negotiate your medical bills
- Allowed amount vs negotiated rate: what your EOB is really saying
- How to read a Medicare Summary Notice
Other procedures in Charleston, WV
Endoscopy, elsewhere
What matters before you schedule
ASC vs. hospital
Hospital outpatient departments typically charge 2-4x more than ambulatory surgery centers for the same endoscopy - same outcome, very different bill. Call ahead and ask for a self-pay or cash quote at each setting you're considering.
What's on your bill
A endoscopy involves multiple providers who bill separately - typically Facility Fee, Gastroenterologist Fee, Anesthesia. Check each line item against your Explanation of Benefits to catch billing errors.
Cost by type
Which type your doctor orders for this endoscopy changes the billing code, and what you pay. For example: Ordered to investigate symptoms or a prior finding - standard cost-sharing (deductible, coinsurance) applies.
What to ask before you book
Get the CPT code from your doctor, confirm every provider involved (not just the facility) is in-network, ask for the cash-pay rate if you're uninsured or haven't met your deductible, and request a written estimate for endoscopy before you schedule.
CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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