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CT Scan (Chest) Cost in Missoula, MT (2026): Average Prices & What You'll Pay

What does a ct scan (chest) cost in Missoula, MT?

Where you have a ct scan (chest) done in Missoula, MT swings the bill from $180 to $277 for identical care. The median cash price across 2 reporting hospitals is $228. The numbers are pulled directly from federally mandated hospital price transparency files. Pick your coverage in the tabs below to see your number.

Insurance

With commercial insurance, CT Scan (Chest) in Missoula, MT typically runs $180–$277, facility and physician fees combined. What you pay out of pocket depends on your deductible and coinsurance.

Medicare

Medicare pays the same national rate to every provider that accepts it, adjusted slightly for local wages, so choosing a different hospital doesn't change what Medicare pays. For CT Scan (Chest) that rate is about $89–$179 (typically near $107). After the $257 Part B deductible you generally pay 20% of the approved amount, about $21.

Your personalized cost report includes:

  • ✓ Why facility type drives most of the price variation - and how to use that
  • ✓ The separate radiologist bill most patients miss (and how to verify it's in-network)
  • ✓ When contrast adds a charge - and when it's negotiable
  • ✓ The questions to ask before scheduling that can save $500–$1,500
  • ✓ A real patient billing breakdown, line by line

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Medicaid

Medicaid is run by each state, and it pays fixed rates to the providers that accept it, so the price doesn't change from one hospital to the next. Most people on Medicaid owe nothing or a small copay for covered care, but what's covered and what you owe depends on your state and plan. CostKits doesn't show a Medicaid price here because those rates are set by the state, not negotiated by each hospital. The question that matters is whether the provider accepts your Medicaid plan, so ask before you schedule.

Your personalized cost report includes:

  • ✓ Why facility type drives most of the price variation - and how to use that
  • ✓ The separate radiologist bill most patients miss (and how to verify it's in-network)
  • ✓ When contrast adds a charge - and when it's negotiable
  • ✓ The questions to ask before scheduling that can save $500–$1,500
  • ✓ A real patient billing breakdown, line by line

Free for patients - takes 30 seconds to get.

We'll send a sign-in link to your email — click it to get your guide. No account required, no spam.

No insurance

The lowest posted price we found is Community Medical Center at $350. Ask for the cash or self-pay price and for the hospital’s financial-assistance policy before you book.

Once you have a bill or an appointment on the calendar, CostKits can help you keep it all organized.

Where ct scan (chest) costs vary in Missoula, MT

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby imaging centers and other facilities (colored by type). Click any pin for facility name and estimated cost range.

Hospital (below avg) Hospital (above avg) Click a pin for details.

26+ people checked prices near them this month.

The same CT scan costs 3–6× more at a hospital than at an imaging center. Location is the biggest variable - and you can choose.

Your personalized cost report includes:

  • ✓ Why facility type drives most of the price variation - and how to use that
  • ✓ The separate radiologist bill most patients miss (and how to verify it's in-network)
  • ✓ When contrast adds a charge - and when it's negotiable
  • ✓ The questions to ask before scheduling that can save $500–$1,500
  • ✓ A real patient billing breakdown, line by line

Free for patients - takes 30 seconds to get.

We'll send a sign-in link to your email - click it to get your guide. No account required, no spam.

Cheapest CT Scan (Chest) Providers in Missoula, MT

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs Median
1 Community Medical Center MT $350 +$122

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Before you book: three questions that change the price

  1. Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
  2. Can you give me the price in writing, with the billing codes it covers?
  3. What happens to the price if something extra is needed during the procedure?

Estimate your out-of-pocket cost →  ·  When the bills arrive, we check them for errors →

Quick take

  • Ask for the cash price if your deductible isn't met - the median cash price here is $228, and it's often lower than what insurance pays before your deductible is satisfied.
  • Independent imaging centers often charge much less than hospital outpatient departments for the same scan and may not appear in this hospital-only dataset - ask your doctor whether one is an option.

How much does an CT Scan (Chest) cost with Medicare in Missoula, MT?

Medicare's national hospital outpatient payment for CT Scan (Chest) is about $89 to $179 (typically near $107). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $21 on a $107 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.

Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.

CommonSpirit Health (formerly SCL Health) and RiverStone Health cover most of Montana's population. The state's vast geography means most residents have little or no practical alternative to their nearest facility, effectively eliminating competitive pricing pressure outside Billings and Missoula. Critical access hospitals are widespread and use cost-based reimbursement for Medicare. CT chest pricing is almost entirely driven by site of service - the identical scan costs 3–6× more at a hospital outpatient department than at an independent imaging center. Most commercial payers reimburse at the same negotiated rate regardless of setting, so choosing an independent imaging center captures the full savings without sacrificing clinical quality. For non-urgent scans, calling ahead to compare cash prices across freestanding centers is the single most effective cost lever.

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Why prices vary - and what it means for your coverage

Setting matters too: the median outpatient price is $228 versus $350 inpatient (about 1.5× more), so where a procedure happens often matters more than which hospital you pick. Whether the scan happens in a hospital outpatient department (which adds a separate facility fee) or a freestanding imaging center is usually the single biggest driver of price for this procedure.

None of the prices above are what you'll necessarily owe: your deductible, out-of-pocket maximum, and each provider's network status all still apply.

Your situation Estimated out-of-pocket
Deductible not yet met ~$228
Deductible met - 20% coinsurance ~$46
Out-of-network provider $502+

Frequently asked questions: CT Scan (Chest) costs in Missoula, MT

How much does a CT Scan (Chest) cost in Missoula, MT?

The typical price is $228, with most facilities between $180 and $277. Full market pricing - including cash rates, gross charges, and outlier facilities - ranges more widely, from $107 to $350 across all 2 Missoula, MT hospitals that publish prices. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a CT Scan (Chest) in Missoula, MT?

Based on declared prices, the lowest-cost facility in our Missoula, MT data is Providence Health & Services - Montana in Missoula at about $107. Independent imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.

Why is a CT Scan (Chest) so much cheaper at some Missoula, MT hospitals?

Prices vary up to 3.3× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Missoula, MT, the median cash (self-pay) price is $228 versus a median negotiated rate of $166 - about 1.4× higher. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a CT Scan (Chest) in Missoula, MT?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

Other procedures in Missoula, MT

CT Scan (Chest), elsewhere

What matters before you schedule

Imaging center vs. hospital

Hospital outpatient departments typically charge 2-4x more than independent imaging centers for the same ct scan (chest) - same outcome, very different bill. The ER charges the most of any setting and should only be used when the situation is medically urgent. Call ahead and ask for a self-pay or cash quote at each setting you're considering.

With vs. without contrast

Which type your doctor orders for this ct scan (chest) changes the billing code, and what you pay. For example: A standard ct scan (chest) with no contrast dye - the most common and lowest-cost version.

This is shoppable

CT Scan (Chest) is elective and schedulable, so you have time to compare facilities before booking - hospital outpatient prices often run 2-4x higher than alternative settings for the identical clinical outcome.

What to ask before you book

Get the CPT code from your doctor, confirm every provider involved (not just the facility) is in-network, ask for the cash-pay rate if you're uninsured or haven't met your deductible, and request a written estimate for ct scan (chest) before you schedule.


CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).

Other Procedure Costs in Missoula, MT

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About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

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Published June 12, 2026 · Updated October 26, 2026

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