Boilerplate, product facts, and downloadable assets for editors and reporters
Product information last verified July 2026.
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CostKits is a healthcare cost-management platform that helps individuals and family caregivers estimate procedure costs, understand insurance coverage, and organize medical bills and EOBs.
CostKits is a healthcare cost-management platform that helps individuals and family caregivers estimate procedure costs, understand insurance and Medicare coverage, organize medical bills and EOBs, and identify potential billing errors. It's browser-based, free to start, and built by a healthcare actuary for U.S. households managing medical expenses.
CostKits is a healthcare cost-management platform that helps individuals and family caregivers estimate procedure costs, understand insurance and Medicare coverage, organize medical bills and EOBs, and identify potential billing errors before they pay. Procedure-cost estimates and coverage guidance are grounded in data from sources including CMS, KFF, and AHRQ, and reviewed by founder John Caruso, FSA, MAAA - a healthcare actuary with 20+ years of insurer-, provider-, and consumer-side experience. CostKits is browser-based, requires no account to get a first estimate, and offers a free tier alongside a paid plan for households that want ongoing bill tracking and cost forecasting. It's available nationwide in the U.S.
CostKits is not a medication tracker, care-coordination app, or telehealth service - it's focused specifically on the financial side of healthcare: what care costs, what insurance covers, and whether a bill is correct.
| Platform | Browser-based web application (desktop and mobile browsers). No native iOS or Android app; no download required. |
|---|---|
| Account required | No - a first procedure-cost estimate is available without signing up. A free account (email only) unlocks saved bills and history; a paid plan adds ongoing bill analysis and forecasting. |
| Pricing | Free tier available. Premium plan is $15/month or $150/year for full bill analysis, error detection, and cost forecasting. |
| Primary audience | Individuals and family caregivers - including adult children managing an aging parent's Medicare bills and coverage - who need to understand what care will cost or organize bills they've already received. |
| Major capabilities | Procedure cost estimator, medical bill & EOB analyzer with billing-error detection, an independent medical bill review service (check a bill before paying, $29 flat), insurance and Medicare coverage explanations, healthcare cost/budget forecasting, and a facility price comparison map. |
| Geographic availability | United States, nationwide. |
| Launch year | In development since 2025; live in public beta as of 2026. |
| Website & product | www.costkits.com · app.costkits.com |
| Developer API | A separate CostKits API is available for developers who want to integrate coverage and pricing data directly. |
John Caruso, FSA, MAAA - Founder
Short bio: John Caruso is a healthcare actuary and the founder of CostKits. He holds the Fellow of the Society of Actuaries (FSA) and Member of the American Academy of Actuaries (MAAA) designations, earned through exams in healthcare pricing, reserving, and risk modeling.
Longer bio: For over 20 years, John has worked inside the systems that set the prices families eventually see on their medical bills - pricing plans for national health insurers, building analytics for technology-enabled medical groups, and designing consumer-facing tools at healthcare startups. That combination of insurer-, provider-, and consumer-side experience is unusual in healthcare, and it's the vantage point behind CostKits: giving families access to the same pricing data insurers and providers use internally, before the bill arrives.
Full background: About CostKits.
Connect on LinkedInCostKits does not accept payment from insurers, providers, or health systems in exchange for coverage, and every published figure is reviewed against the founder's own actuarial experience before it goes live. For the full detail:
Logos are available as vector SVG and high-resolution transparent PNG. Screenshots are provided in both desktop and mobile format. Right-click (or long-press) any thumbnail to save, or use the direct links below it.
Real screens from the signed-in CostKits app (not marketing mockups).
Marketing site pages, available without an account.
Suggested attribution: Image courtesy of CostKits.
For interviews, data requests, or other press inquiries, reach the founder directly at hello@costkits.com.
