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Effective Date: June 27, 2025

1. Acceptance of Terms

By accessing or using Cost Kits' medical bill analysis platform, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our service.

2. Description of Service

Cost Kits provides a platform for analyzing medical bills, comparing healthcare costs, and identifying potential overcharges. Our service is designed to help you understand and manage your healthcare expenses.

3. User Accounts

Account Creation

To use certain features of our service, you must create an account and provide accurate, complete information. You are responsible for maintaining the confidentiality of your account credentials.

Account Responsibility

You are responsible for all activities that occur under your account and must notify us immediately of any unauthorized access.

4. Use of Service

Permitted Use

You may use Cost Kits for personal, non-commercial purposes to analyze your own medical bills and healthcare costs.

Prohibited Use

You may not:

• Use the service for any illegal or unauthorized purpose
• Upload false, misleading, or fraudulent information
• Attempt to gain unauthorized access to our systems
• Use the service to harm, harass, or violate the rights of others
• Reverse engineer or attempt to extract source code

5. Medical Information and Privacy

Cost Kits handles sensitive medical billing information. We are committed to protecting your privacy and maintaining the confidentiality of your medical data in accordance with our Privacy Policy and applicable healthcare privacy laws.

6. Intellectual Property

All content, features, and functionality of Cost Kits are owned by Cost Kits and are protected by copyright, trademark, and other intellectual property laws.

7. Disclaimers

No Medical Advice

Cost Kits provides bill analysis and cost comparison tools but does not provide medical advice. Always consult with qualified healthcare professionals for medical decisions.

Accuracy of Information

While we strive for accuracy, we cannot guarantee that all cost comparisons or bill analyses are complete or error-free. Users should verify information independently.

8. Limitation of Liability

Cost Kits shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the service.

9. Subscription and Payment

Subscription Plans

Cost Kits offers various subscription plans. By subscribing, you agree to pay all applicable fees and charges.

Cancellation

You may cancel your subscription at any time. Cancellation will take effect at the end of your current billing period.

10. Termination

We may suspend or terminate your account if you violate these terms or engage in prohibited activities. Upon termination, your right to use the service ceases immediately.

11. Changes to Terms

We may modify these terms at any time. We will provide notice of material changes, and continued use of the service constitutes acceptance of the modified terms.

12. Governing Law

These terms are governed by the laws of the State of Connecticut, United States, without regard to conflict of law principles.

13. Contact Information

If you have questions about these Terms of Service, please contact us at:

Cost Kits
Email: legal@costkits.com
Connecticut, United States